Analyze Your Aptitude, Interest, Strengths, Persona-lity And Skills This aspect may sound like career placement course 101, applicable to every pos-sible career. Indeed, you must sincerely ask yourself to put aside all the lure of glamour,lucrative compensation and excitement that are often associated with a financial indus-try career and examine whether you have the interest, strengths and personality suited for the industry. Skill set is something that most of us can acquire if we really set our minds to do it.Profile Yourself And See What Kind Of Work Will Al-Iow You To Excel Analytical versus People-oriented Front-office versus Back-office Sales versus Support Development versus Implementation Travel versus Deskbound Fixed salary versus Commission income 分析你个人的求职倾向、兴趣爱好、优点长处、性格及技能等这一点听起来像职业发展课程的第一课通用教材,对每个职业都适用。实际上,你必须抛开金融业超凡魅力、丰厚工资以及激烈竞争的诱惑,仔细考量个人的能力、爱好、长处、性格,看看自己是否真的适合这个行业。一旦下定决心去从事这项职业了,行业操作技巧是不成问题的,大部分人都可以掌握。剖析自己——找出从事哪方面工作可以使自己超越他人分析型相对于亲和力型前台工作相对于后台服务销售相对于支持研发相对于贯彻实施频繁出差相对于办公室工作固定工资相对于带提成的收入Find Out What It Takes To Be Successfull In Your Cho-sen Field While the usual attributes such as hard work,diligence and tenacity that are essen-tial ingredients for success in just about any job,there are always more specific variables that will give you the extra edge in your career. 在你选择的领域中,找出哪些方面可以使你胜出努力勤奋、坚韧不拔这些品质是通往任何职业成功之路所应有的品质,但是当你从事金融行业时,还应该具有更加与众不同的品质。 Industry KnowledgeA good grasp of the basic knowledge of the industry is the most essential require-ment to pursuing a global f'mancial industry career. One needs to: Adopt a helicopter view of the business. Know the key building blocks and drivers of the business, Be familiar with the name of the industry leaders and their differentiating traits. Understand the trends and the microeconomic factors that could affect the industry. Be aware of the major challenges faced by the industry. The financial industry is a knowledge-based business, where the flow of informa-tion and making sense of it are the key ingredients for service providers to design solu-tions in meeting the business and financial aspirations of their clients. To this end, em-ployers look for people who have outstanding knowledge, are curious, and have a strong desire to learn. The starting point for you is to learn more about the industry in which you are seeking a career-the financial industry. You must have a clear and mprehensive un-derstanding of the industry's anatomy and its key business categories.金融行业知识全面掌握金融行业的基础知识是对全球性金融机构求职者最重要、最基本的要求。求职者必须:对整个行业的组织结构有充分的宏观认识;了解行业内·部主要的业务板块及其推动因素;熟悉行业内领先企业的名字并了解它们业务的独到之处;掌握可能影响整个行业领域的总趋势和微观因素;对行业所面临的重大挑战有着清醒的认识。金融行业是知识密集型行业,提供金融服务的业内人士必须具备掌握市场信息并诠释市场信息的能力,这样才能提供合理解决方案以满足客户对业务和金融各方面的需求。因此,金融行业家们寻找的是那些具有丰富的理论功底,同时在强烈的热情和好奇心的驱使下不断努力学习的人才。想在金融行业求职的起点就是尽你所能地学习这个行业的相关知识一一你必须清晰、全面地了解金融行业的组织结构和其主要业务种类。Financial Markets KnowledgeKey Economic Indicators and StatisticsKey economic indicators and statistics are often quoted in the news as reasons for rallies and downward corrective moves in the financial markets. These economic data come from a variety of sources and measure different aspects of the state of the economy.Most of them are lagging indicators, while others are leading indicators. Financial mar-ket practitioners must have a good understanding of their definitions, reporting timing,usage, and which are the important ones being focused on by the prevailing markets. It is also very essential to understand market expectations vis-a-vis the reported figures.We will now look at the key economic indicators and statistics of the U.S., the world's largest economy. The health of this economy has implications andimpact on the global economy. Thus the key objective of many economists, strategists,investment advisors and analysts in global financial institutions is to determine the state of health of this economy. Even if one does not cover the U.S. markets (e.g. Asian Equity Sales professional), there is a need to understand what these figures mean as the fundamentals of Asian equities are correlated to the U.S. economy. For example, U.S.interest rates (influenced by U.S. inflation) sets the tone for global interest rate environment, and remains a critical component for determining equity prices; U.S. con-sumer spending figures also has implications for the Asian companies exporting to the U.S., since a significant proportion of exports eventually goes there. In addition to these indicators in the U.S., finance professionals covering the non-U.S, markets have to be aware that these economic indicators and statistics are similarly available (to different extent, comprehensiveness, quality, and timeliness) in various countries. Back to the U.S., there is a host of economic data being released by authorities on a weekly, monthly and quarterly basis. Here are some factors that determine the impor-tance and relevance of the data:金融市场知识主要经济指标和统计数字主要经济指标和统计数字在新闻中频频出现,是分析人员解释金融市场上下波动震荡的重要指标。这些经济数据的来源不同,测量着经济领域的不同方面。在这些经济指标中,大部分属于滞后指标(lagging indicator),而另——些属于领先指标(leading indicator)。金融从业者应掌握各项金融指标的定义、公布时间、用途,以及哪些指标是当前市场所关注的。更重要的是,要清楚市场期望和指标数据之间的对比性。我们先来分析一下世界上最强势的经济体——美国的经济指标和统计数字。美国经济的健康与否在很大程度上影响着并作用于世界其他市场的经济。因此,全球性金融机构中许多经济学家、统计学者、投资咨询师和分析员的主要目标就是准确判断美国金融市场的“健康状况”。即使这个人的工作并没有直接涉及到美国市场(例如亚洲股票经纪人),他仍然需要了解上述的金融数据并对这些数据的变化保持高度敏感性,因为亚洲股票市场的根基与美国的经济密不可分。例如,美国的利息率(受美国通货膨胀的影响)为全世界的利息率定了一个基调,这个数字是决定股票价格的主导因素;此外,美国消费性开支的数字决定了亚洲公司向美国市场出口的数量,因为亚洲公司的绝大部分的出口产品都是.销往美国市场的。除了这些美国的经济指标和统计数字,作为非美国市场的金融专业人士,也需要知道其他国家的类似数据(也许在深度、广度、质量和时间性方面有所差别)。再回到美国的经济数据问题。在美国,每周、每月、每个季度都公布大量的经济数据。这些数据的一些重要特征或相关性体现在以下的几个方面: The data's relevance to the overall economy. Data that give good insights to large segments of the economy will be keenly awaited. Retail sales numbers fall into this category as consumer spending accounts for approximately two-thirds of all U.S. eco-nomic activities. Timeliness of the information. Data for the most recent time period will be most keenly awaited, relevant, and have the strongest impact on the market. Reliability and accuracy. Economic data are subject to revisions after the release date due to the comprehensiveness of data. Thus, data that are frequently and signifi-cantly revised subsequent to its release will be used with greater caution and paid less attention by market participants. Below are some of the key US economic data releases. Gross fiat,onal Product [GNP] Available quarterly, this is the sum of all goods produced by a nation, which in-cludes consumption, investment, govemment purchases and net exports. In the U.S., of the four components above, consumption is the most significant, making up more than 50% of GNP. Analysts will look at the growth of GNP, its trends, quarter-on-quarter,year-on-year, by analyzing the various components in detail. GNP growth figures are also good indicators of potential inflationary pressures. The Purchasing managers' Index[Pml] Published by the National Association of Purchasing Management(NAPM)monthly, this index correlates well with GNP growth. It provides the first comprehen-sive look at the manufacturing sector via its diffusion index, derived directly from pur-chasing executives in over 250 industrial companies. Twenty-one industries in 50 states are represented on the Business Survey Committee. An index reading above 50 implies expansion in the manufacturing sector. Although the PMI is basically concerned with the manufacturing sector, historically, this sector leads the overall economy.与整体经济的相关性:应该敏锐地关注那些对大的经济板块有深刻影响力的数据。零售业数字就属于这种类型的数据,因为消费性经济大约占据了美国经济活动的三分之二。信息的及时性:最近公布的数据是最值得密切关注的,因为它们与经济的相关性最强,对市场的影响也最大。可靠性和精确性:由于经济数据的复杂多样性,所以即使数据公布后,仍会不断进行修正。对于那些发布后频繁修正的数据,在使用的时候一定要千万小心,这些更改频繁的数字往往会被市场参与者所忽视。下面是一些主要的美国经济数据:国民生产总值每个季度公布一次。这个数值总结了整个国家所生产出来的所有产品的总价值,其中,包括消费、投资、政府采购和净出口四部分。在美国,以上四个组成部分中最重要的一项是消费额,它占到国民生产总值一半以上。分析家通过具体分析各种详细的数据资料,可以掌握每个季度、每年GNP的增长情况、趋势和走向。GNP还是反映潜在通货膨胀压力的指标。采购经理指数采购经理指数每月由全国采购经理协会(NAPM,National Asso-ciation of Purchasing Management)公布,这个指数与GNP的增长具有很大相关性。这个指数直接从250多家采购经理处获得,通过它的动向指数(diffusion index)特性,提供了制造部门第一手的详尽资料。制造业调查委员会(Business Survey Committee)选定了50个州的21个行业作为代表。当总体指数高于50%的时候,意味着制造领域的生产扩张。尽管采购经理指数基本上反映的是制造业企业的发展状况,然而从历史的角度来看,制造业部门总体上仍然领导着整个美国经济。……