Daisy: Hi, Jack, have you heard thatAmerica has become the biggestdebtor in the world?

Jack: Oh, yes. I think it must havesomething to do with our habitof using credit card, which alwaysenables us to spend more than wemake.

D a i s y : That makes sense. Thefailures of credit card technology ledto the crazy act of Dow Jones index.

Jack: This shows that the U.S. debtproblem is serious.

Daisy: That is true, although theDow Jones index has rebounded, itstill would cause turmoil in the U.S.

economy.

Jack: If this happens, the U.S. debtwill increase.

Daisy: What’s worse, this can affectpeople’s confidence on American’sability to deal with the economicissues.

Jack: We need to initiate a refromand make some changes, to preventthe occurrence of more seriousresults.

Daisy: This is a relatively tough task.